Helping You Understand Insurance - Not Just Selling It.

At Help Not Sell, our Mission is SIMPLE: 

We Help Educate you on what is available…and then we Empower you in your Selection Process.  Insurance can seem complicated on the surface.  With a little help, you can find the right protection that fits your needs and budget.  All that…with nobody trying to “sell” you insurance!

We're not here to push plans. We're here to Help you make Sense of your Options.

Health | Life | Medicare | Supplemental | Group

What We Can Help You With

You don't need to know anything about insurance. We'll walk you through it all.

We speak human - not insurance language.

Health Insurance

Health Insurance can be intimidating…often causing brain fog for most folks.  Once explained (in simple terms), you’ll have a new found Confidence in Selecting the Right Options for your specific situation.

Life Insurance

The very words “Life Insurance” seem to make folks very uncomfortable.  That said, 100% of us (at some point) will “assume room temperature”…  That should probably elevate it from least comfortable to greatest priority…no?

Medicare Plans

Insurance can already be complicated enough!  But adding the federal government into the mix too?!?  Believe or not, there is an Easy way to explain/understand who it all works. 

Supplemental Plans

Imagine This…did you know there are policies that pay you if the unforeseen happens?!?  Supplemental policies PAY YOU if a qualifying event happens. Those monies come directly to you and you get to use them for whatever you want (hospital bills, mortgage/rent, experimental treatments, etc.).  Your Choice!

About Help Not Sell

We're a Team That Cares More About People Than Sales

MOST Insurance Agents are trying to “SELL” you insurance.  Why?  Because they care more about the commissions than about you.  They’ll probably attempt to weaponize words like deductible, coinsurance, max out-of-pocket AGAINST you in order to gain the upper hand.

There is a different…much smaller group of Agents though.  We take a Different Approach.  Our Heart is to Help you NOT Sell you.  Our HNS Certified Agents are Insurance/Medicare Brokers that take the time to explain your options to you…then they Help Advise you through your selection process.  Insurance…without all the YUCK!


Connect with Us here:

Schedule a Call Now!

How It Works

1. Pick a Time That Works For You

Free, no-pressure call. No sales pitch waiting around the corner

2. Talk to Someone Who Listens and Guides

On your call, we'll walk you through your options based on your needs and what actually fits your budget.

3. Feel Confident With What You Choose

No pushy follow-ups. Just clear explanations, so you can make informed decisions.

Why Help Not Sell?

Because we believe in helping first. That's it.

Most people don't need to be "sold" insurance. They just need someone to explain it in a way that makes sense.

We're here to be helpful - not pushy - and that will never change.

What client say about us

“I finally understood what I was signing up for.”

Help Not Sell made things so simple. I’ve spoken to other agents before, but this was the first time I didn’t feel overwhelmed.

Image

— Jennifer R.

California

Best decision I made for my family’s future.”

I didn’t even know I had better options until I talked to them. Everything was explained clearly and patiently.

Image

— Rina S.

Florida

No pressure, no stress.”

They didn’t force anything. Just honest info and a really good conversation that helped me decide on my own.

Image

— Luis M.

Texas

Life Insurance

Life insurance has several different nuances…but is essentially divided into two main categories. Term vs Perm Life. What would you like Life Insurance to do for YOU? Some allow you to become your own bank, others allow you to leave generational wealth…while others simply cover the costs of your final arrangements. Whatever your need, our experts can Help you get the Protection you qualify for.

Health Insurance

Health Insurance has several categories. Each person’s situation varies…even within your immediate family. Our Brokers can look at each individual’s needs and then present a strategic plan that is appropriately customized. The first step is understanding how insurance works from a foundational space.

Medicare

Did you know there are only two ways you can do Medicare? We at HNS call these “The Two Lanes on Medicare Road”. After watching our easy to understand Medicare 101 breakdown, you’ll be able to tell us which Lane “You See Yourself In”… Check it out:

Supplemental

Supplemental Insurance is The Secret Sauce! Did you know? The average bankruptcy in America is triggered by less than a $10,000 event? One of our favorite policies here at HNS costs between $15 - $44…it focuses on the most likely event (injury vs illness) and pays YOU between $10,000 - $20,000 if a worst-case scenario plays out?!? We have Critical Illness polies that can pay you up to $100,000. Watch this video for more info.

Frequently Asked Question

⁠ ⁠Is this really free?

Yes — 100%.  You’ll never pay a dime for our Services…never a penny extra for your policies.  Agents get paid by the insurance companies.  Our brokers have access to up to 250 different insurance companies.  And with all of those options being available, and all of those commissions being relative…our Focus is “Putting you in the BEST situation we can today”…and then, if you’ll have us, “We would LOVE to continue to Support you from THIS day forward!”…Sound Good??

Are you going to sell me something on the call?

The short answer?  Only if you want something we’ve presented. This is NOT some kind of a sales trap though.  We’re here to Help you Understand what fits YOUR Needs and YOUR Budget.  If you decide to move forward with something, that is TOTALLY up to you.

⁠ ⁠Do I need to have any documents or plans ready?

Not at all.  Just bring yourself and your questions.  If we need anything later, we’ll let you know — but the first call is just to talk things through…and make sure we’re a Good Fit for each other.

What kind of insurance do you help with?

We focus on Health, Life, Medicare, Supplemental and Group Insurance…  If we’re not the right fit for what you need, we’ll tell you honestly — and maybe point you in a better direction.

Ready to finally understand your insurance options?

Helping You Understand Insurance - Not Just Selling It.

We speak human - not insurance language

Social Media Links

Contact Us

+1(877) 409-8222

Phoenix, Arizona USA

Phoenix, Arizona USA

Copyright 2025 . All rights reserved

Amet minim mollit non deserunt

ullamco est sit aliqua dolor do amet

sint. consequat duis enim velit mollit.


Image

Feature Headline

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

Quick Links

About Us

Services

Contact Us

Social Media Links

Facebook

Instagram

Contact Us

+1(877) 409-8222

Phoenix, Arizona USA

Copyright 2025. All rights reserved